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Features a brief introduction to the market timing technique known as the Delta Phenomenon. For more information on the techniques used in this video visit www.trading-forex Surely the “Official Start of Summer” for us here in The States… although it is a day to remember with Grateful Consideration the Sacrifices made by our Armed Forces.

( My Apologies for no 7:00 GMT Currency Majors Technical Perspective” Report, as well as Blog Updates… I am back with you now on my Regular Routine!… )

We look to The Fiber for some “Muted” Price Action leading to a potential New Upleg if we can Clip the 1.4030’s Area with Confidence.

Here is the Hourly View, so give the Capture a Click for Commentary.
Have you ever stood behind someone in line at the store and watched him shuffle through a stack of what must be at least 10 credit cards? Consumers with this many cards are still in the minority, but experts say that the majority of U.S. citizens have at least one credit card -- and usually two or three. It's true that credit cards have become important sources of identification -- if you want to rent a car, for example, you really need a major credit card. And used wisely, a credit card can provide convenience and allow you to make purchases with nearly a month to pay for them before finance charges kick in.

That sounds good, in theory. But in reality, many consumers are unable to take advantage of these benefits because they carry a balance on their credit card from month to month, paying finance charges that can go up to a whopping 23 percent. Many find it hard to resist using the old "plastic" for impulse purchases or buying things they really can't afford. The numbers are striking: In 1999, American consumers charged about $1.2 trillion on their general-purpose credit cards.
What do the credit card numbers mean and how are they generated? I need to start with a disclaimer: Do not use any credit card numbers, except your own, to buy things off internet. It’s wrong and it’s illegal. The purpose of this post is *not* to create fraudulent workable card numbers. It is to explain the math and the science behind those numbers that most of us see day in and day out; and hence this post should be viewed from a purely academic perspective.

Typical credit card anatomy

Before we understand how credit card numbers are generated, here is a brief explanation of what a typical credit card number means.



Out of the 16 numbers on a typical credit card, the set of first 6 digits is known as the issuer identifier number (read this for details), and the last digit is known as the “check digit” which is generated in such a way as to satisfy a certain condition (the Luhn or Mod 10 check). “Luhn check” is explained later in this post. The term sounds intimidating, but it’s really a very simple (and elegant) concept.
Taking away the 6 identifier digits and 1 check digit leaves us with 9 digits in the middle that form the “account number”.
Now, there are 10 possible numbers (from 0 to 9) that can be arranged in these 9 places. This gives rise to 109 combinations, that is, 1 billion possible account numbers (per issuer identifier).
With each account number, there is always an unique check digit associated (for a given issuer identifier and an account number, there cannot be more than one correct check digit)
Amex issues credit cards with15 digits. The account numbers in this case are 8 digit long.

Shopping around for a credit card can save you money on interest and fees. You’ll want to find one with features that match your needs. This information can help you

Understand the features of credit cards
Compare credit card features and costs
Know your rights when using your credit card
File a complaint if you have a problem with
your credit card
Discover® More Card - American Flag is from america card.
you can Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
on best cash back credit cards, I had included the Discover More credit card as one option, for it stood out as having some of the highest cash back offers I’ve come across. I wanted to provide you an update on this card. If you’re in the market for a credit card and are interested in bonuses and rewards, Discover just sweetened their products further with the following details:


Their consumer card, the Discover More Card, has a new version out that has a cash back component. You can now get the More card with an additional $50 cash back bonus. Here’s a reminder why this card is such a popular choice:

It provides a full 5% cash back bonus in spending categories like travel, gas, groceries, restaurants, etc.
You’ll receive 5% to 20% cash back bonus once you become a member on ShopDiscover, Discover’s online shopping site. You’ll be linked to top retailers and be able to receive rewards by making your purchases through this site.
You’ll get up to 1% cash back bonus on all your other purchases.
0% APR for 6 months, 0% balance transfer APR for 12 months.
Over 150 card designs, for those who care about it .
No annual fee.
New: $50 cash back bonus when you spend at least $500 during the first 3 months.
I just recently discovered this card (pun intended), and from what I see, it’s definitely tops for the rewards and the designs

IBERIABANK is expanding quickly throughout Louisiana.
If you're currently using a high interest rate card, you could save hundreds of dollars by switching to the cards that give you one of the lowest rates in the nation.
VISA CLASSIC
No annual membership fee
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0% Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
No transaction fee for balance transfers
25 Day grace period
Online access to credit card account information
Excellent Credit Required
Minimum 2 years length of employment required

Please Note: To process your application we require proof of income on both the applicant and co-applicant (if applicable).
Download the Terms and Conditions here. (Adobe PDF)

VISA GOLD
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
No annual membership fee
Low, variable rate APR
0% Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
No transaction fee for balance transfers
25 Day grace period
Online access to credit card account information
Excellent Credit Required
Minimum 2 years length of employment required

Please Note: To process your application we require proof of income on both the applicant and co-applicant (if applicable).
Download the Terms and Conditions here. (Adobe PDF)

VISA PLATINUM
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, travel, gift or experience rewards
Travel accident coverage up to $1,000,000
No annual membership fee
Low, variable rate APR
0% Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
No transaction fee for balance transfers
25 Day grace period
Online access to credit card account information
Excellent Credit Required
Minimum 2 years length of employment required

Please Note: To process your application we require proof of income on both the applicant and co-applicant (if applicable).IBERIABANK Visa® Gold Card info gives you rates Variable Rate APR ranging from Prime + 4% thru Prime + 6% (As low as 7.25% - 9.25%)
Cash Advance Variable Rate APR ranging from Prime + 8% thru Prime + 10% (As low as 11.25% - 13.25%)
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
No annual membership fee
0% Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
No transaction fee for balance transfers
25 Day grace period
Online access to credit card account information

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